Mortgage Services
Home Loans/Investment Loans
There are various types of home loans to choose from – Fixed Rate Loans, Variable Rate Loans, Interest Only Loans, Table Mortgages, Reducing Mortgages and Revolving Credit Facilities. Knowing which loan to choose can be confusing. Let us help design a loan package to suit your personal requirements.Construction Loans
Lisa and Mel have experience in the building industry having built homes themselves. Let us guide you through the construction lending process.Business Loans
Do you need finance to purchase a business or purchase a business asset? Kapiti Finance Services Limited has access to Lenders who may be able to help you.Refinancing
Are you unhappy with the bank you are with? Do you need money for home improvements or a new car? Do you have outside debt which you are struggling to pay? Give us a call to discuss options.Adverse Credit
Do you have adverse credit? Kapiti Finance Services Limited has access to Lenders who can assist borrowers who have adverse credit history. Perhaps we can help you?
What do you need for loan
pre-approval?
Most lenders will require:
- A fully completed application
- Evidence of your income
- 3 months transactional bank statements
- 2 forms of identification
- Confirmation of deposit
Please note - supporting documentation is at the Lender's discretion, therefore this is a guideline only.
Forms & Disclosure Documents:
Click here to download PAA application form (PDF file)
Click here to download Melanie's PAA disclosure document (PDF file)
Click here to download Lisa's PAA disclosure document (PDF file)