Insurance Services
Life Insurance
If your death is going to impact on someone else financially, this
insurance may be for you! For example, if you have family who depend
on you financially, if you wish to cover your funeral costs or if
you have debt that you don’t want to leave to your family. Talk to
us at Kapiti Finance Services to see if Life Insurance is appropriate for you.
Loan Insurance
This insurance is designed to assist with meeting your loan
repayments in the event that you are unable to work – due to
sickness or accident – or repay your debt if you die. Having a Home
Loan is a big commitment and this will give you peace of mind that
you do not have to sell your family home should the unforeseen
arise.
Trauma Insurance
Often people think of insuring themselves should they die. But what
if you are diagnosed with a serious condition such as cancer? Trauma
Insurance provides a lump sum payment on diagnosis of specified
policy conditions, and you can use the money for whatever you choose
– it might be to cover your medical costs, pay off your loan or
renovate the house. Best of all it allows you to focus on getting
better, without the financial burden that often occurs during times
like these.
Income Protection Insurance
Ask most people what their biggest asset is and most will tell you
their house! In fact the ability to earn is probably your most
important asset and this is often overlooked. Income Protection
Insurance can provide ongoing income should you become sick and
unable to work. If you wish to see if this product is right for you,
contact us and we can tailor some quotes for you.
Health Insurance
The NZ health system is overloaded and you may be forced to wait for
months on a waiting list. With Health insurance you have the
security of knowing you have access to high quality treatment
without the wait. This means you can focus on getting better and
back into your normal lifestyle faster.